Chapter 7 Bankruptcy is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. It is often referred to as liquidation or a “straight bankruptcy.” The purpose of filing a chapter 7 is to obtain a discharge of your existing debts. Most debts are considered dischargeable. However, there are certain debts that are not dischargeable. These include most taxes, student loans, domestic support obligations and criminal restitution obligations.

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