Frequently Asked Questions
How do pay day loans work?
Pay day loans are short-term cash loans based on your personal check held for future deposit. You write a personal check for the amount borrowed plus a finance charge and get cash in return. We hold the check until the next pay day when the loan plus finance charge are paid back. Depending on your situation, monthly payments can be made or the loan be rolled over to another pay period.
What do I need to get a pay day loan?
We require a valid bank account, proof of income and photo identification. We don't do credit checks and even work with you if you've had a bankruptcy.