The New Bankruptcy laws were reformed in 2005. Some of the changes that were made are as follows:

• Mandatory Credit Couseling
• Means Test Required For Eligibility
• Verification Of Income
• Unpaid Child Support Debt Has Precedence Over Other Debts
• Government- Approved Financial Management Education Programs
• Must File Under Chapter 13 If You Are Not Eligible For Chapter 7
• Repayment Plans Adjusted

These are just some of the changes that were implemented. The law offices of Jan Perry Lederer are prepared to guide you through the process and ensure that your case is handled thoroughly. For additional questions or concerns about how the new laws may effect you, please contact our office at 210-733-9400.